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Pretty much anything international in my eyes is high risk and low reward.Ahh, rubles/rupee. I haven't ever gone forex as I feel like that would be great way to either lose a ton or basically make absolutely nothing.
On the bright side, at least your FIL isn't holding those funds in Iraqi dinars, lol.
I'm sure there is something I've forgotten but doesn't seem like you have the same margin for error internationally.