People that brag about their money

[mcgradynu]

As I've gotten older, I've realized how much of a waste of my and everyone else's time it is to get upset when other people don't behave the way I think they should. They aren't me. I have no idea what their experiences have been and what made them the way they are. Life got a lot easier and more enjoyable when I stopped expecting people to "behave" and started accepting them for who they are.

True spiritual principles my man. Good on you for this approach. It’s the one that will keep anyone sane.

 

[Baron Winnebago]

Most of the reasons to send kids to private schools have to do with the networks and not with actual educational outcome.


This also applies to going to ivy league schools.

See you all later

 

[BBTown Bomber]

PS: I don’t believe the stat, but if it’s true that 50% of 6 figure earners are paycheck to paycheck what is the % of poors that are paycheck to paycheck?

80-90% would be my guess.


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[BBTown Bomber]

I just want to know if you can speak more than 4 languages?

Si……😎




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[MtnHusker]

Does anyone know what the history is behind getting "dinged" for checking your credit score? You'd think they'd want people to check it to see where they are. What is the purpose of lowering it for checking it?

You don't get Dinged for checking your credit score. Lenders tell you that hoping to prevent you from shopping around for a better rate. If you are looking at getting a mortgage you can shop around and have 5 different lenders run your credit and it won't hurt you. They realize you are looking for a house and Rate Shopping.

There are actually different Credit Scores depending on what you are looking at buying or getting. So if a Credit Card Company, Car Dealership & a Mortgage Company run your credit they will all get different scores. They are weighted differently to specifically match each industry. Credit Karma is OK to give you a rough idea of your score or bad items on credit but we generally find their scores are a bit higher than the 3 major Credit Bureaus used by lenders.

Where you do get dinged on credit is when you have your credit run by multiple industries. So if you have Car Dealerships and Mortgage Companies running your credit the same week or month it can affect your score as it looks like you could be making 2 major purchases. If buying a home pay off the credit cards, don't apply for any new ones and don't go car shopping. I worked with clients on Credit Repair and it wasn't that difficult to get most clients with poor credit to have greatly improved scores in a 3-6 months.

 

[RedSeaRising]

As I've gotten older, I've realized how much of a waste of my and everyone else's time it is to get upset when other people don't behave the way I think they should. They aren't me. I have no idea what their experiences have been and what made them the way they are. Life got a lot easier and more enjoyable when I stopped expecting people to "behave" and started accepting them for who they are.

My entire philosophy on most things in life can be summed up by the sentence, "My right to wave my fist around in the air ends where your face begins".

I giveth not one fuck about how someone else chooses to live their life, so long as it doesn't affect me. Doesn't necessarily apply to every scenario universally but to your point I've found my happiness increased exponentially when I stopped caring about things I can't change. I genuinely believe a vast majority of the contentiousness in society would go away overnight if people just lived their lives the way they see fit and let others do the same. I don't give a fuck if you're some ultra badass gunslinging hick from BFE who's scared to step foot in a metropolitan area, or if you're a drug rug wearing hippie with purple hair who identifies as a gender-fluid pansexual cat. Do your thing and stay off my lawn, it takes all kinds of kinds

 

[BBTown Bomber]

My entire philosophy on most things in life can be summed up by the sentence, "My right to wave my fist around in the air ends where your face begins".

I giveth not one fuck about how someone else chooses to live their life, so long as it doesn't affect me. Doesn't necessarily apply to every scenario universally but to your point I've found my happiness increased exponentially when I stopped caring about things I can't change. I genuinely believe a vast majority of the contentiousness in society would go away overnight if people just lived their lives the way they see fit and let others do the same. I don't give a fuck if you're some ultra badass gunslinging hick from BFE who's scared to step foot in a metropolitan area, or if you're a drug rug wearing hippie with purple hair who identifies as a gender-fluid pansexual cat. Do your thing and stay off my lawn, it takes all kinds of kinds

Wow……..I’d love to sit down and get intoxilated with you sometime…….😂




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[DrumMonkeyRobot]

My entire philosophy on most things in life can be summed up by the sentence, "My right to wave my fist around in the air ends where your face begins".

I giveth not one fuck about how someone else chooses to live their life, so long as it doesn't affect me. Doesn't necessarily apply to every scenario universally but to your point I've found my happiness increased exponentially when I stopped caring about things I can't change. I genuinely believe a vast majority of the contentiousness in society would go away overnight if people just lived their lives the way they see fit and let others do the same. I don't give a fuck if you're some ultra badass gunslinging hick from BFE who's scared to step foot in a metropolitan area, or if you're a drug rug wearing hippie with purple hair who identifies as a gender-fluid pansexual cat. Do your thing and stay off my lawn, it takes all kinds of kinds

Absolutely agree.

Everyone thinks the Star Wars cantina scene is cool because of all the weird aliens hanging out, but when confronted with that kind of diversity in real-life, they say "Ew! Stop that!" Man, just chill out and enjoy the show!

 

[RedSeaRising]

Wow……..I’d love to sit down and get intoxilated with you sometime…….😂




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Need to give you a call...my old man might be taking a look at a job opportunity in the Panhandle, NE, USA

 

[BBTown Bomber]

Need to give you a call...my old man might be taking a look at a job opportunity in the Panhandle, NE, USA

NPPD ?


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[MtnHusker]

The downside is she probably yells “ROLL TIDE” at random points in the day.

It could be much worse like if she was yelling "Go Hawk-Eyes", "Hook'em Horns" or "Row the Boat"!!!!! At least she picked a winning program that we have no beef with.

 

[KidsSeeGhosts]

Finally just decided to pull the trigger and cash the last of my student loans. Graduated w/ ~$140K. Last couple years have been a gravy train b/c I financed at a variable w/ zero margin (so my rate was basically zero). Had paid ~$250 total in interest over the last three three years ($13 in 2021) but no point rolling things out any longer w/ new rates.

 

[dsbigred1]

@BIG TONE SOPRANO I just got back from a meeting with our wealth planner, and he confirmed there is no wealth to plan.

 

[CybrrMonky71]

really depends where you live. In small town nebraska, COL is cheap. Lincoln is a little more expensive - Omaha more so. then it goes up from there in your true big cities.

Omaha is cheaper to live in bc most companies in Lincoln still want to pay like it’s 1990.
The University of Nebraska is the largest employer & unless you’re on the football staff or a tenured professor you get paid for shit.
The cost of housing in Lincoln is nuts for what most employers are willing to pay.
Omaha you can get a better salary & housing is essentially the same

 

[Ext. 55]

College costs are getting crazy at some places. My daughter was applying at Harvard, Yale, Stanford, Northwestern, Washington University, Cornell....... my checkbook was worried. She ended up getting a 5 year full ride to the University of Alabama and wanted to go there. Dad was very happy, and instead of tuition payments I got a nice new boat!!!! She graduates in May with her MBA plus Zero College debt for her or me.

Two kids in college and one a year away here…that is a BIG expense.

 

[God is a Husker]

Idk that private schools make fuck all of difference in flyover states. Maybe there are a couple with a bit of ROI in Lincoln/Omaha, but lol elsewhere.

If anything in most rural areas the private schools are underfunded and have way less resources and offer less options than their public school counterparts.

Especially in Nebraska with school ground in each township.

 

[BIG TONE SOPRANO]

You don't get Dinged for checking your credit score. Lenders tell you that hoping to prevent you from shopping around for a better rate. If you are looking at getting a mortgage you can shop around and have 5 different lenders run your credit and it won't hurt you. They realize you are looking for a house and Rate Shopping.

There are actually different Credit Scores depending on what you are looking at buying or getting. So if a Credit Card Company, Car Dealership & a Mortgage Company run your credit they will all get different scores. They are weighted differently to specifically match each industry. Credit Karma is OK to give you a rough idea of your score or bad items on credit but we generally find their scores are a bit higher than the 3 major Credit Bureaus used by lenders.

Where you do get dinged on credit is when you have your credit run by multiple industries. So if you have Car Dealerships and Mortgage Companies running your credit the same week or month it can affect your score as it looks like you could be making 2 major purchases. If buying a home pay off the credit cards, don't apply for any new ones and don't go car shopping. I worked with clients on Credit Repair and it wasn't that difficult to get most clients with poor credit to have greatly improved scores in a 3-6 months.

Correct. What I said earlier. Love you