TPB X thread

[MtnHusker]

 

[MtnHusker]

 

[1HuskerDad]

 

[1HuskerDad]

 

[1HuskerDad]

 

[1HuskerDad]

 

[MtnHusker]

 

[MtnHusker]

 

[Jim14510]

OK well idk why we were talking about 3.5%. Maybe I mentioned it, don't remember. But you couldn't get 3.5% in 2000 and you can't get it now. It's obviously not irrelevant to a discussion about mortgages in the year 2000 to use the average mortgage rate in the year 2000.

It's not relevant to use the mortgage rates from 2000 when the argument started because I said if the interest rates are 3.5% you shouldn't be paying extra and investing that money.

You are correct that if the interest rates are 7% or higher you shouldn't try to beat that rate with investing.

The only relevance of 2000 was it was one of the worst 15 year returns in history when we're trying to find a period where investing couldn't beat 3.5% over 30 years.

 

[MtnHusker]

 

[MtnHusker]

 

[MtnHusker]

 

[Mavsker]

It's not relevant to use the mortgage rates from 2000 when the argument started because I said if the interest rates are 3.5% you shouldn't be paying extra and investing that money.

You are correct that if the interest rates are 7% or higher you shouldn't try to beat that rate with investing.

The only relevance of 2000 was it was one of the worst 15 year returns in history when we're trying to find a period where investing couldn't beat 3.5% over 30 years.

Jim my entire point is that your plan isn't a guaranteed win. I proved that by proving that it lost in 2000. Cope

 

[MtnHusker]

 

[MtnHusker]

 

[MtnHusker]

 

[Jim14510]

Jim my entire point is that your plan isn't a guaranteed win. I proved that by proving that it lost in 2000. Cope

You're insane lol

Jim - Guarantee I beat 3.5% over 30 years.

Mav - you can't guarantee that

Jim - yes I can

Mav - here's a 15 year period that is worse

Jim - ok I can lose by 1% over 15 years but I still win over 30

Mav - you wouldn't win if the mortgage rate was 8%

Jim - That's irrelevant. We're talking about mortgage rates of 3.5%.

Mav - Jim you're missing the point

 

[MtnHusker]

 

[1HuskerDad]

 

[1HuskerDad]