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The 3.5% literally came from your ass. Why do you expect me to care about it lmaoYou're insane lol
Jim - Guarantee I beat 3.5% over 30 years.
Mav - you can't guarantee that
Jim - yes I can
Mav - here's a 15 year period that is worse
Jim - ok I can lose by 1% over 15 years but I still win over 30
Mav - you wouldn't win if the mortgage rate was 8%
Jim - That's irrelevant. We're talking about mortgage rates of 3.5%.
Mav - Jim you're missing the point