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TPB X thread

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TPB X thread

You're insane lol

Jim - Guarantee I beat 3.5% over 30 years.

Mav - you can't guarantee that

Jim - yes I can

Mav - here's a 15 year period that is worse

Jim - ok I can lose by 1% over 15 years but I still win over 30

Mav - you wouldn't win if the mortgage rate was 8%

Jim - That's irrelevant. We're talking about mortgage rates of 3.5%.

Mav - Jim you're missing the point
The 3.5% literally came from your ass. Why do you expect me to care about it lmao
 
Jim you don't win over 30 starting in the year 2000, as I proved. You were behind January 1, 2015, you're behind now, and you'll continue to be behind six years ago, in any path where the 15 year average return remains more than 0% (it's 11% now 10 years in). Are you illiterate?

(And beating 3.5% isn't a guarantee either, it's just historically extremely likely)
I never said you should always invest instead of paying down your mortgage regardless of rate. I never said I'd beat 7.5%.

I said I will beat 3.5%. Are you illiterate?
 
I never said you should always invest instead of paying down your mortgage regardless of rate. I never said I'd beat 7.5%.

I said I will beat 3.5%. Are you illiterate?
Yeah Jim I deleted that post immediately since I missed your point. I'm sure you know that since you're a mod and resurrected the post (allegedly)
 
Last edited:
It wasn't deleted when I hit reply.
you must have hit reply in about 5 seconds and spent 8 minutes crafting that response then.
or servers are shit
anyways, I concede, you are right in all regards. You will forever and always beat 3.5% over 30 years. Failing to beat 3.5% over 30 years is literally impossible. I kneel.

Football Celebrate GIF by Major League Soccer
 
you must have hit reply in about 5 seconds and spent 8 minutes crafting that response then.
or servers are shit
anyways, I concede, you are right in all regards. You will forever and always beat 3.5% over 30 years. Failing to beat 3.5% over 30 years is literally impossible. I kneel.

Football Celebrate GIF by Major League Soccer
Thank you.

I hit reply before I left the office but didn't post until I got home.
 
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