1. Utah is a Big 12 team. That's like adding a handicap in golf, even when playing a team like Nebraska from the Big Ten.
2. Utah's dominant run game is led by 2 first round NFL tackles. They both will opt out of a bowl game. Their center could as well.
3. Utah's defense is terrible. Its basically UCLA caliber. Any big 10 team with a month to prepare will score 30+ on those guys.