Play 10-11 regular season matchups and then go into the playoffs. Would be 6-7 rounds total. Reseed after each round so it benefits the higher seed teams.
Round 1
#136 UMASS @ #121 Oklahoma St
#135 Sam Houston @ #122 Eastern Michigan
#134 Charlotte @ #123 New Mexico St
#133 Georgia St @ #124 Oregon St
#132 Ball St @ #125 Colorado St
#131 Louisiana-Monroe @ #126 MidTennessee St
#130 Kent St @ #127 UAB
#129 UTEP @ #128 Northern Illinois
Round 2
Lowest ranked R1 winner @ #1 Indiana
2nd Lowest ranked R1 @ #2 Ohio St
3rd lowest ranked R1 @ #3 Georgia
4th lowest ranked R1 @ #4 Texas Tech
5th lowest ranked R1 @ #5 Oregon
6th lowest ranked R1 @ #6 Ole Miss
7th lowest ranked R1 @ #7 Texas A&M
8th lowest ranked R1 @ #8 Oklahoma
#120 San Jose St @ #9 Alabama
#119 Rice @ #10 Miami
#118 Akron @ #11 Notre Dame
#117 Coastal Carolina @ #12 BYU
#116 Nevada @ #13 Texas
#115 Syracuse @ #14 Vanderbilt
#114 South Alabama @ #15 Utah
#113 Bowling Green @ #16 USC
#112 Stanford @ #17 Arizona
#111 Georgia Southern @ #18 Michigan
#110 Wyoming @ #19 Virginia
#109 Delaware @ #20 Tulane
#108 Missouri St @ #21 Houston
#107 Tulsa @ #22 Georgia Tech
#106 Louisiana @ #23 Cockeye
#105 Virginia Tech @ #24 James Madison
#104 App State @ #25 North Texas
#103 FAU @ #26 Washington
#102 Arkansas St @ #27 Penn State
#101 Liberty @ #28 Tennessee
#100 UCLA @ #29 Missouri
#99 Boston College @ #30 SMU
#98 Colorado @ #31 Louisville
#97 FIU @ #32 Auburn
#96 Buffalo @ #33 Illinois
#95 North Carolina @ #34 South Florida
#94 J’Ville St @ #35 Clemson
#93 W Virginia @ #36 LSU
#92 Purdue @ #37 Cockeye State
#91 S Miss @ #38 Pittsburgh
#90 Central Michigan @ #39 Toledo
#89 Temple @ #40 TCU
#88 Kennesaw St @ #41 UCONN
#87 Troy @ #42 Eastern Carolina
#86 Marshall @ #43 San Diego St
#85 Wisconsin @ #44 Kansas St
#84 Ohio @ #45 Florida State
#83 Michigan St @ #46 Nebraska
#82 Air Force @ #47 Memphis
#81 California @ #48 Cincinnati
#80 Miami (OH) @ #49 South Carolina
#79 Army @ #50 Duke
#78 Utah St @ #51 Old Dominion
#77 Louisiana Tech @ #52 Arkansas
#76 Western Michigan @ #53 UNLV
#75 UCF @ #54 Mississippi St
#74 Minnesota @ #55 Wake Forest
#73 Texas State @ #56 NC State
#72 Maryland @ #57 Kansas
#71 Rutgers @ #58 Navy
#70 Fresno St @ #59 Florida
#69 Western Kentucky @ #60 Arizona St
#68 UTSA @ #61 Washington St
#67 Baylor @ #62 Northwestern
#66 Hawaii @ #63 Boise State
#65 New Mexico @ #64 Kentucky
Round 1
#136 UMASS @ #121 Oklahoma St
#135 Sam Houston @ #122 Eastern Michigan
#134 Charlotte @ #123 New Mexico St
#133 Georgia St @ #124 Oregon St
#132 Ball St @ #125 Colorado St
#131 Louisiana-Monroe @ #126 MidTennessee St
#130 Kent St @ #127 UAB
#129 UTEP @ #128 Northern Illinois
Round 2
Lowest ranked R1 winner @ #1 Indiana
2nd Lowest ranked R1 @ #2 Ohio St
3rd lowest ranked R1 @ #3 Georgia
4th lowest ranked R1 @ #4 Texas Tech
5th lowest ranked R1 @ #5 Oregon
6th lowest ranked R1 @ #6 Ole Miss
7th lowest ranked R1 @ #7 Texas A&M
8th lowest ranked R1 @ #8 Oklahoma
#120 San Jose St @ #9 Alabama
#119 Rice @ #10 Miami
#118 Akron @ #11 Notre Dame
#117 Coastal Carolina @ #12 BYU
#116 Nevada @ #13 Texas
#115 Syracuse @ #14 Vanderbilt
#114 South Alabama @ #15 Utah
#113 Bowling Green @ #16 USC
#112 Stanford @ #17 Arizona
#111 Georgia Southern @ #18 Michigan
#110 Wyoming @ #19 Virginia
#109 Delaware @ #20 Tulane
#108 Missouri St @ #21 Houston
#107 Tulsa @ #22 Georgia Tech
#106 Louisiana @ #23 Cockeye
#105 Virginia Tech @ #24 James Madison
#104 App State @ #25 North Texas
#103 FAU @ #26 Washington
#102 Arkansas St @ #27 Penn State
#101 Liberty @ #28 Tennessee
#100 UCLA @ #29 Missouri
#99 Boston College @ #30 SMU
#98 Colorado @ #31 Louisville
#97 FIU @ #32 Auburn
#96 Buffalo @ #33 Illinois
#95 North Carolina @ #34 South Florida
#94 J’Ville St @ #35 Clemson
#93 W Virginia @ #36 LSU
#92 Purdue @ #37 Cockeye State
#91 S Miss @ #38 Pittsburgh
#90 Central Michigan @ #39 Toledo
#89 Temple @ #40 TCU
#88 Kennesaw St @ #41 UCONN
#87 Troy @ #42 Eastern Carolina
#86 Marshall @ #43 San Diego St
#85 Wisconsin @ #44 Kansas St
#84 Ohio @ #45 Florida State
#83 Michigan St @ #46 Nebraska
#82 Air Force @ #47 Memphis
#81 California @ #48 Cincinnati
#80 Miami (OH) @ #49 South Carolina
#79 Army @ #50 Duke
#78 Utah St @ #51 Old Dominion
#77 Louisiana Tech @ #52 Arkansas
#76 Western Michigan @ #53 UNLV
#75 UCF @ #54 Mississippi St
#74 Minnesota @ #55 Wake Forest
#73 Texas State @ #56 NC State
#72 Maryland @ #57 Kansas
#71 Rutgers @ #58 Navy
#70 Fresno St @ #59 Florida
#69 Western Kentucky @ #60 Arizona St
#68 UTSA @ #61 Washington St
#67 Baylor @ #62 Northwestern
#66 Hawaii @ #63 Boise State
#65 New Mexico @ #64 Kentucky