IMO given your location OCC would be best. No escorts but if you and the old lady want to mix it up plenty of options there. FCO does have an awesome pool, great clubhouse and a pretty solid membership at a much lower price point but like you said the course kind of sucks. HHC is another option but it’s invite only unless you know someone. Your fourth option would probably be Deer Creek. Three 9s which is nice, membership isn’t bad and the rest of the amenities are solid but I left Deer Creek after they sold. Management sucks and have had a mass exodus. It would be my last choice.
Edit: Could also join Platteview. Would be a bit of a drive. First club I ever joined. Awesome course, membership is the best especially for a golfer but other amenities for a family are subpar. They need to do something with their clubhouse. I still miss that place. Play it every chance I get.