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I think the only place I was concerned was getting gas in a small town in Southern Missouri. I could hear the banjos in the trees.
I get your point though.
Pretty much covers it. Only thing I'd add is that whether she takes it all in year one or ten or spread out over 10 years depends on what her (and dads?) income is. Might be a happy spot where she can hit the top of the lowest bracket possible.
Answer could be get it out as early as possible at...
I actually have a friend that was a camera man. Was working for a guy that did commercials. Decided there wasn't enough money in commercials and started doing porn. Sounds like a good job but it was not. Guy he was working for was not the friendliest guy to work for.